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Refinance Rate Checker

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Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel likeplaying whack-a-mole.

We’re here to make the home refinanceprocessa whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREErefinance analysis request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinanceprocess works:

  • Complete our simple homerefinance analysis request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Get Your FREE Refinance Analysis Now!

Refinance Rate Checker

Product, Payment, APR, & Rate Example Scenarios
In this section, you’ll find example refinance scenarios.The rate, APR, and monthly payment examples are for illustrative purposes only.

Actual interest rates will vary from these example scenarios as rates and terms change frequently. You will need to contact a licensed mortgage professional for the most -up-to-date pricing and product information.

The examples below are for a purchase home mortgage or rate and term refinance loan of a stick built, single family, primary residence for a borrowers with a 700 credit score.

Some products may not be available in all areas and some restrictions may apply.

30 Year Fixed Rate Home Loan
The principal and interest payment (P&I) on a $175,000 30 year fixed rate home loans at an interest rate of 4.250% and 65% Loan-to-Value (LTV) is $860.89. The Annual Percentage Rate (APR) is 4.31% with $1200 in fees factored into the APR with zero discount or origination points. Payment does not include taxes and insurance premiums. No Private Mortgage Insurance (PMI) is required with 35% equity. 30 year mortgages require monthly payments for 360 months.

15 Year Fixed Rate Home Loan
The principal and interest payment on a $175,000 15 year fixed rate home loans at an interest rate of 3.875% and 65% Loan-to-Value (LTV) is $1283.85. The Annual Percentage Rate (APR) is 3.98% with $1200 in fees factored into the APR with zero discount or origination points. Payment does not include taxes and insurance premiums. No Private Mortgage Insurance (PMI) is required with 35% equity. 15 year home loans require monthly payments for 180 months.