Low & Zero Down Home Loan Programs

Know exactly what you can afford before you start searching for a home.

 We offer a variety of low and no money down home loan programs for primary residences.

Home Purchase Qualifier

Congratulations! You're ready to buy a home

Low & Zero Down Mortgages

We are pleased to offers a variety of low and no money down home financing solutions including conventional loans, FHA, VA, and USDA mortgages. Give us a call to learn more about which program may best fit your particular needs.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Call today to see how much you can save – (800) 691-0057

Popular Low & Zero Down Programs

HomeReady – Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

Home Possible Advantage – Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.

VA Loans – Zero down financing solution available for eligible veterans and active duty military personnel.

FHA Loans – 3.5% down program with less restrictive credit requirements.

FHA 203K – Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.

USDA Loans – Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.

Qualify Me Now!

Get Your FREE Pre−Approval Letter Now!

Home Purchase Qualifier

Copyright ©2024 | Real Estate Resource Home Loans | Equal Housing Opportunity ♦ Real Estate Resource Home Loans ™ 2012 16530 S. 106th Court ♦ Orland Park, IL 60467 Illinois-Indiana-Florida Residential Mortgage Licensee Real Estate Resource Home Loans is an Equal Housing Lender NMLS # 178066 ♦ MB.0006710 ♦ DFI # 22934 | Our regulators are the IDFPR-555 West Monroe Street, 5th Floor Suite 500, Chicago, IL 60661 Toll Free #888-473-4858 | DFI-30 S. Meridian St., Suite 300, Indianapolis, IN 46204 Toll Free #800-382-4880 | Florida Office of Financial Regulation-Division of Consumer Finance-200 E. Gaines St., Tallahassee, FL 32399-0376 Toll Free #850-487-9687

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Regulator:

Illinois Department of Financial and Professional Regulation Division of Banking, Bureau of Residential Finance

555 W. Monroe St, 5th Floor, Chicago, IL 60661

General Inquiries: 1-888-473-4858 TYY: 1-888-325-4949

Website: www.idfpr.com

For licensing information, go to: www.nmlsconsumeraccess.org

 

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.