Finance rental and investment properties with flexible, investor-friendly terms - no W-2s, tax returns, or paystubs required.
No W-2s, tax returns, or paystubs needed
Flexible credit for real estate investors
LLC financing available for investment properties
Up to 85% LTV (FICO 740 minimum for 85%)
Cash-out refinances to 80% LTV
No seasoning on select cash-out programs
Single-family, multi-family, townhomes, condos, 5 - 10 units, mixed-use properties
30 & 40-year fixed with interest-only; 5/6 & 5/7 ARM options
100% gift funds allowed; large deposit sourcing not required
Rural properties under 10 acres considered
Fast investor-friendly approvals
100% of short-term rental income allowed
5 - 8 unit loans to 75% LTV, 10 units to 70% LTV
Programs subject to credit, property, and market conditions. Terms may vary.
Real estate investors scaling their rental portfolios
First-time investors with limited W-2 income
Flippers & renovators holding properties for rental income
Self-employed professionals with non-traditional income
Start Your DSCR Loan Pre-Qualification
Expert in DSCR & investment property loans Quick approvals & flexible underwriting Guidance for investors with complex income or LLC ownership Real people, real answers - no call center
