Independent Mortgage Banker looking to hire Licensed Loan Originators

Join Our Team

Team meeting - professionals shaking hands

Job Description

Job Overview

Real Estate Resource Home Loans is an Independent Mortgage Banker licensed in Indiana, Illinois, and Florida, proudly helping families achieve the American Dream of homeownership since 2003.

We’re seeking state-licensed Mortgage Loan Originators (MLOs) who have worked at a Broker shop or Independent Mortgage Banker. We are looking for licensed loan officers who want more than just a place to hang their license. Whether you’re experienced or newly licensed, we provide the tools and in-house support to help you scale - fast.

Join a team where you have true flexibility, real marketing support, and a compensation plan that actually rewards performance. As the lender we are state approved for down payment assistance programs like IHDA and IHCDA that Brokers and smaller IMB don’t have.

✅ Minimum Requirements

  • Active NMLS license in the state(s) you operate
  • Any level of experience welcome (1 year preferred but not required)
  • Self-starter with strong communication and organizational skills
  • Ability to work independently and remotely
  • Willing to engage with CRM, social media, and digital tools
  • High level of professionalism and integrity

What You’ll Be Doing

  • Interview loan applicants and assess financial situations
  • Recommend appropriate loan options (Conventional, FHA, USDA, Non-QM, etc.)
  • Guide borrowers through the documentation and approval process
  • Collaborate with in-house processors and underwriters to ensure fast closings
  • Represent your brand professionally, both online and offline

What Sets Us Apart

  • Multiple in-house processors and dedicated backend support
  • Access to Correspondent Banker programs for Conventional, FHA, USDA, Broker channels non-QM. Best of all worlds
  • State approved down payment assistance programs without inflated rates
  • CRM, social media tools, and marketing support
  • We help you place hard-to-close loans - we close what others can’t
  • Referral program to help you earn more from your network
  • Flexible scheduling - work from home at your pace
  • Remote or in-office flexibility
  • Leadership that listens to your input as we grow

Job Types: Full-time, Part-time

Pay: $189,807.00 - $350,000.00 per year

Expected hours: 20 - 40 per week

Benefits:

  • 401(k)
  • Dental insurance
  • Employee discount
  • Flexible schedule
  • Health insurance
  • Opportunities for advancement
  • Referral program
  • Retirement plan
  • Vision insurance
  • Work from home

Compensation Package:

  • Bonus opportunities
  • Commission only
  • Commission pay

Schedule:

  • Choose your own hours

Application Question(s):

Our Product Line:

  • Illinois Housing Development Authority IHDA and Indiana Housing and Community Development Authority IHCDA
  • FHA, VA down to 500
  • USDA to 550
  • Forgivable down payment assistance programs
  • New construction loans
  • Outstanding Jumbo pricing
  • Rehab loans conventional and FHA
  • VA
  • No income owner occupied loans
  • Reverse
  • A whole suite of Non-QM loan programs
  • Commercial
  • Large exclusive mix of products from multiple investors
  • Aggressive conventional pricing
  • Vacant land loans
  • Originate loans in 39 states without an NMLS license for Investment or Commercial properties only
  • One-time close new construction
  • Endless Company Advantages
  • Multiple processors
  • Training with techniques on how to gain referral partners
  • Licensed in Illinois, Indiana, and Florida
  • Investors that allow you to talk to underwriters.
  • Non delegated underwriting gives you the ability to have multiple underwriters to close all deals not just some
  • Purchase focused
  • Immediate help to structure your loans to close
  • Marketing
  • Leads that close
  • Ability to work from anywhere
  • On staff computer help
  • Fast closings most investors have 24 - 48-hour underwriting
  • Opportunity to grow, build your own team and receive BSP off their closed loans
  • CRM to keep you in front of your customers
  • Can be 100% remote.
  • Dual source of income from Insurance sales. Licensing required
  • We close loans other cant with our product knowledge and training

Get Your mortgage rate Quote

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I want my free mortgage rate quote