No-Doc & Low-Doc Mortgage Loans

No-Doc & Low-Doc Mortgage Loans

Flexible Mortgage Options When Income Is Hard to Document

Request a No-Doc or Low-Doc Pre-Qualification Review

No-Doc & Low-Doc Mortgage Loans

No-Doc & Low-Doc Mortgage Loans
Not all strong borrowers fit into traditional income boxes.

 

No-Doc and Low-Doc Non-QM loans use assets, credit profile, and equity instead of full income documentation.

What “No-Doc” Really Means

✔ No tax returns
✔ No W-2s
✔ No paystubs
✔ Alternative qualification methods

(Income is reduced - not ignored.)

Ideal For:

✔ Business owners with complex income
✔ Borrowers between jobs
✔ Asset-rich borrowers
✔ Strong credit profiles

Count on our experience and FREE No Doc & Low Doc Qualifier to guide you forward.

Important Qualification Notes

✔ Strong credit required
✔ Down payment or equity required
✔ Assets must be verifiable

🚫 Not for distressed borrowers
🚫 Not subprime lending

Important Qualification Notes

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed-Rate Mortgage

    Fixed-Rate
    Mortgage

  • Adjustable Rates (ARM)

    Adjustable Rates
    (ARM)

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, &
    USDA Loans

  • Terms from 5 to 30 Years

    Terms from
    5 to 30 Years

Why Work With a Mortgage Banker?

Most lenders don't offer true no-doc options - or don't know how to structure them properly.


We place these loans with multiple Non-QM investors, choosing the best fit for your scenario.


If income documentation is your roadblock - let's talk.

Request a No-Doc or Low-Doc Pre-Qualification Review