Flexible Mortgage Options When Income Is Hard to Document
No-Doc and Low-Doc Non-QM loans use assets, credit profile, and equity instead of full income documentation.
✔ No tax returns ✔ No W-2s ✔ No paystubs ✔ Alternative qualification methods
(Income is reduced - not ignored.)
✔ Business owners with complex income ✔ Borrowers between jobs ✔ Asset-rich borrowers ✔ Strong credit profiles
Count on our experience and FREE No Doc & Low Doc Qualifier to guide you forward.
🚫 Not for distressed borrowers 🚫 Not subprime lending
Most lenders don't offer true no-doc options - or don't know how to structure them properly. We place these loans with multiple Non-QM investors, choosing the best fit for your scenario. If income documentation is your roadblock - let's talk.