Get a Straight FHA Answer From a Mortgage Banker Who Knows the Rules
We help qualified borrowers get approved using actual FHA guidelines, not automated guesswork.
Request an FHA Pre-Qualification Review
No obligation • Honest answers
FHA loans are designed for borrowers who have steady income and reasonable credit, but don't fit rigid conventional guidelines.
✔ Down payments as low as 3.5% ✔ Flexible credit requirements ✔ Higher debt-to-income ratios allowed ✔ Gift funds permitted ✔ First-time and repeat buyers eligible
We're here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Mortgage Qualifier.
Program availability, rates and terms are subject to change. Specific loan terms, including repayment period, APR and payment schedule, will be provided in your Loan Estimate.
✔ Have verifiable income ✔ Have funds for down payment and closing ✔ Have credit scores generally in the 580 - 620+ range ✔ Were turned down due to overlays or structure, not ability to pay ✔ Want a clear, accurate FHA answer
🚫 Not for borrowers with no income 🚫 Not for "no money down" situations 🚫 Not for borrowers unwilling to document income
FHA does allow scores between 500 - 579, however:
Many FHA denials happen because lenders:
As mortgage bankers, we manually review the entire file before issuing answers.
FHA Purchase Loans
FHA Refinance Loans
We make getting started simple, with expert guidance and a FREE FHA Mortgage Qualifier to lead the way.
If you're serious about buying or refinancing and want a real FHA review, not a guess.
Qualified borrowers only • Straight answers
