Get a Straight FHA Answer From a Mortgage Banker Who Knows the Rules
We help qualified borrowers get approved using actual FHA guidelines, not automated guesswork.
Request an FHA Pre-Qualification Review
No obligation • Honest answers
FHA loans are designed for borrowers who have steady income and reasonable credit, but don't fit rigid conventional guidelines.
✔ Down payments as low as 3.5% ✔ Flexible credit requirements ✔ Higher debt-to-income ratios allowed ✔ Gift funds permitted ✔ First-time and repeat buyers eligible
We're here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Mortgage Qualifier.
✔ Have verifiable income ✔ Have funds for down payment and closing ✔ Have credit scores generally in the 580 - 620+ range ✔ Were turned down due to overlays or structure, not ability to pay ✔ Want a clear, accurate FHA answer
🚫 Not for borrowers with no income 🚫 Not for "no money down" situations 🚫 Not for borrowers unwilling to document income
FHA does allow scores between 500 - 579, however:
Many FHA denials happen because lenders:
As mortgage bankers, we manually review the entire file before issuing answers.
FHA Purchase Loans
FHA Refinance Loans
We make getting started simple, with expert guidance and a FREE FHA Mortgage Qualifier to lead the way.
If you're serious about buying or refinancing and want a real FHA review, not a guess.
Qualified borrowers only • Straight answers
