👉 Request a Bank Statement Loan Review
No obligation. No hard credit pull to review options.
A Bank Statement Mortgage is a Non-QM loan designed for borrowers whose income is strong but not easily shown on tax returns.
This allows self-employed borrowers to qualify based on real income, not taxable income.
Request a Bank Statement Pre-Qualification Review
✔ Self-employed business owners ✔ 1099 contractors and consultants ✔ Freelancers and gig-economy workers ✔ Real estate investors qualifying personally ✔ Commission-based earners ✔ Business owners with large tax write-offs ✔ Borrowers with multiple income streams If you make money and can document deposits, you may qualify.
This Program is NOT for everyone. 🚫 Not for borrowers with no income 🚫 Not for cash-only businesses 🚫 Not for borrowers unwilling to document deposits 🚫 Not for borrowers with no down payment funds This ensures serious, qualified borrowers receive accurate guidance.
Each loan is reviewed individually - guidelines vary by program.
Many banks and retail lenders decline strong borrowers because:
A bank statement loan is often a second-opinion solution, not a last resort.
We analyze:
NSFs or overdrafts alone do not automatically disqualify a borrower - context matters.
We focus on alternative income loans, including bank statement mortgages. Our role is to evaluate your full financial picture and give you a clear, honest answer.
No pressure. No guesswork. Just clarity.
Before giving up, have your scenario reviewed by a lender who understands self-employed income.
Fast review. No obligation.
