Podcast Archives - Orland Park

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7 Jan 2026

The Loan Lowdown – VA Loans

Jim and Jane are at it once more. Today we’re diving into the topic of VA loans. If you’ve served, are currently serving, or are the spouse of someone who has, this is a must-see for you. These loans are super impactful, and we’re totally here for them! Be sure to check out the entire […]

1 Dec 2025

The Loan Lowdown – Pre-qualification and Pre-Approval Letters

Jim and Jane are here today, wanting to talk about the difference between pre-qualification letters and pre-approval letters. But before we dive into that, we have noticed a huge change over the years, and we wanted to talk today about instant gratification amongst people today, especially the youth. Instant gratification today with regard to a […]

14 Nov 2025

The Loan Lowdown – Downpayment vs Closing Costs

Jim and Jane are back at it again. Today we are talking about something that everyone wants to know, but is afraid to ask, “What’s my down payment and what are the closing costs”. Jim gets customers all the time asking what their down payment is, but in truth they want to know if there […]

10 Nov 2025

The Loan Lowdown – Homeowners Insurance

Jim and Jane are back at it again. Today we are talking about something that seems simple, but has become kind of complex lately, and that is “homeowners insurance”. So as you all know, your payment includes your principal and interest, homeowners insurance, property taxes, and it can also include mortgage insurance, depending on how […]

4 Nov 2025

The Loan Lowdown – Understanding Your Credit

Get the lowdown on understanding your credit score, myths, how to fix it, where to start. These situations can be different for everyone. We get those phone calls sometimes of "What can I do to fix my credit." In order for us to help you with that question, we need to dive into things, and get a report as a starting point, or a good, honest conversation. We usually can gain a lot by having that conversation.

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STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.