Our Staff

CHUCK UTLAK

CHUCK UTLAK, FOUNDER  (NMLS# 178576)

Chuck Utlak is the founder of Real Estate Resource Home Loans. Eight years ago after being in the mortgage business for four years I decided to open up a mortgage company that focused on service and it’s customers.  I saw an opportunity to help people in an industry with no service.  At Real Estate Resource Home Loans we treat people the way we would like to be treated.   I learned this rule years ago at my first place of employment.  With this rule I can satisfy all my customers beyond their expectations.  In order to avoid typical banker attitudes and bad practices we hire individuals that have customer service backgrounds and train them the proper way to structure loans so we can close loans where others can’t.  We have the most competitive rates and programs that your typical bank wishes they had.  Feel free to contact me anytime so I can show you how I will save you money.  Call me direct at 708-364-5133 or email me at cutlak@rrhomeloans.com

JAMES FORREST, Mortgage Consultant (NMLS# 214523)

James Forrest has been with Real Estate Resource Home Loans since 2003.  He is licensed in Illinois and Indiana.a0 His goal, when he entered the industry was to make himself a “Purchase Specialist” and to this day still focuses on helping First Time Home Buyers and repeat buyers get financed for the home of their dreams.a0 James works with many top producing Real Estate Agents in both Illinois and Indiana who can partner with both you and himself to find the best lending options for the home of your dreams.  James also manages a team of Loan Officers that support our second office in Schererville Indiana.a0 In his past time he enjoys spending time with his wife Kelly and Salmon fishing on Lake Michigan and Indiana streams.  James can be reached via cell at 708-205-7348 or email jforrest@rrhomeloans.com

ANTHONY HASEMAN, Mortgage Consultant (NMLS# 223284)

Tony Haseman has been a Mortgage Originator since 2004 and has closed hundreds of loans over his 5 year tenure as a loan officer. In addition to being a mortgage expert Tony has a Bachelors of Finance from Illinois State University in which he graduated in December of 2000. After pursuing a music career for a few years, Tony went back to the financial field and began writing mortgages in April of 2004. Starting as a young mortgage broker Tony specialized in first time home buyers and home purchases and has continued this approach throughout his mortgage career. He still specializes in purchase business but has added the refinance end of the business over the last few years.  Tony strives for excellence and prides himself on providing excellent service to each and every client and knowing all programs and loans available to fit each borrower’s specific needs.a0 Tony works on strictly a referral basis and has survived the financial chaos we are seeing through determination and hard work and clients, colleagues, family and friends who continue to refer business to him. Tony as been a lifelong resident of the South Suburbs, but has done loans from Antioch down to Carbondale and everything in between, he is willing to go the extra mile to help you in any way he can. Please call Tony anytime, day or night, week or weekend and he will give you a free mortgage analysis. Tony can be reached at 708-364-5120 or ahaseman@rrhomeloans.com

BARBARA E. KARSTROM, Mortgage Consultant, MBA (NMLS# 222845)

Barbara is a trusted advisor who is very active in the Homewood Flossmoor Community. She is a trained mathematician who enjoys calculating options for her clients and insists every rate be a custom quote. Barbara can be reached via cell at 312-863-9560 or email barbara@chicagomortgagesite.com]

JOSE DE LA ROSA, Mortgage Consultant (NMLS# 219179)

~Si Hablo Espanol~

Financial Services professional with over 14 years experience.a0 With an extensive knowledge of credit and processing. Marketing professional. For over 10 years building business partnerships with customers and business partners. Jose can be reached at 708-364-5126 or email jdelarosa@rrhomeloans.com

SHAUN MCCAFFREY, Mortgage Consultant (NMLS# 216051)

Shaun has been with Real Estate Resource Home Loans for 5 years. He has lived in Lemont for 42 years.  He is very familiar with the surrounding areas. Shaun specializes in Hard to Place Loans. He can be reached direct at 708-364-5116 or via email smccaffrey@rrhomeloans.com

MICHAEL FORREST, Senior Mortgage Consultant. (NMLS# 226292) Mike can be reached direct at 708-364-5129, Fax: 708-645-9999 or via email mforrest@rrhomeloans.com

JAMES ALROTH, Mortgage Consultant. (NMLS# 227939) Jim can be reached direct at 70-364-5109, Fax: 708-645-9999 or via email jalroth@rrhomeloans.com

MATT OZARK, Mortgage Consultant. (NMLS# 232777) Matt can be reached at 708-645-8888, Fax: 708-645-9999 or via email matt.ozark@comcast.net

MICHAEL CAVOTO, President. (NMLS# 133199)  Michael can be reached at 708-364-5135, Fax: 708-645-9999 or via email cavotochicago@aol.com

STEVE PALLOTTO, President. (NMLS# 226271)  Steve can be reached at 708-364-5136, Fax: 708-645-9999 or via email spallotto@rrhomeloans.com

TRICIA MCLAUGHLIN, Mortgage Banker. (NMLS # 207808) Tricia can be reached at 708-364-5128, Fax: 708-645-9999 or via email tricia.carlson@comcast.net

BRYAN SWENSON, Senior Loan Officer. (NMLS# 133380) Bryan can be reached at 708-364-5127, Fax: 708-645-9999 or via email bswenson@rrhomeloans.com

DIANE ZIMMERMAN, Loan Originator. (NMLS# 228795) Diane can be reached at 708-364-5141, Fax: 708-645-9999 or via email dianezimmm@aol.com

DAVID GROTH, Senior Mortgage Broker. (NMLS# 359267) David can be reached at 708-364-5119, Fax: 708-645-9999 or via email davidcgroth@gmail.com

JAMES HICKEY, Senior Mortgage Broker. (NMLS# 327819) James can be reached at 708-645-8888, Fax: 708-645-9999 or via email jimphickey@gmail.com

KATE FRITZ-STEMPNIAK, Senior Loan Officer. (NMLS# 254706) Kate can be reached via cell at 708-525-2737, Fax:  815-927-6528 or via email kstempniak@rrhomeloans.com

I’ve been a mortgage industry professional since 2002 and have worked in retail, wholesale and underwriting.  I’m licensed in both IL and IN.  As a Mortgage Broker at Real Estate Resource, I work with a diverse client base and take a lot of pride in learning each owner and buyer’s specific needs in order to provide the mortgage to best suit the situation.  I work in both residential and commerical real estate financing.

CHRISTIN ALFORD, Operations Manager. (NMLS# 212510) Christin can be reached at 708-364-5111, Fax: 708-645-9999 or via email calford@rrhomeloans.com

RENNIE UTLAK, Office Manager. Rennie can be reached at 708-364-5154, Fax: 708-645-9999 or via email rutlak@rrhomeloans.com

SHERRY KORSO, Loan Processor. Sherry can be reached at 708-364-5101, Fax: 708-645-9999 or via email sdobson@rrhomeloans.com

BRIDGET MACK, Loan Processor. Bridget can be reached at 708-364-5118, Fax: 708-645-9999 or via email bmack@rrhomeloans.com