CHUCK UTLAK, FOUNDER (NMLS# 178576)
Chuck Utlak is the founder of Real Estate Resource Home Loans. Eight years ago after being in the mortgage business for four years I decided to open up a mortgage company that focused on service and it’s customers. I saw an opportunity to help people in an industry with no service. At Real Estate Resource Home Loans we treat people the way we would like to be treated. I learned this rule years ago at my first place of employment. With this rule I can satisfy all my customers beyond their expectations. In order to avoid typical banker attitudes and bad practices we hire individuals that have customer service backgrounds and train them the proper way to structure loans so we can close loans where others can’t. We have the most competitive rates and programs that your typical bank wishes they had. Feel free to contact me anytime so I can show you how I will save you money. Call me direct at 708-364-5133 or email me at cutlak@rrhomeloans.com
JAMES FORREST, Mortgage Consultant (NMLS# 214523)
James Forrest has been with Real Estate Resource Home Loans since 2003. He is licensed in Illinois and Indiana.a0 His goal, when he entered the industry was to make himself a “Purchase Specialist” and to this day still focuses on helping First Time Home Buyers and repeat buyers get financed for the home of their dreams.a0 James works with many top producing Real Estate Agents in both Illinois and Indiana who can partner with both you and himself to find the best lending options for the home of your dreams. James also manages a team of Loan Officers that support our second office in Schererville Indiana.a0 In his past time he enjoys spending time with his wife Kelly and Salmon fishing on Lake Michigan and Indiana streams. James can be reached via cell at 708-205-7348 or email jforrest@rrhomeloans.com
BARBARA E. KARSTROM, Mortgage Consultant, MBA (NMLS# 222845)
Barbara is a trusted advisor who is very active in the Homewood Flossmoor Community. She is a trained mathematician who enjoys calculating options for her clients and insists every rate be a custom quote. Barbara can be reached via cell at 312-863-9560 or email barbara@chicagomortgagesite.com]
JOSE DE LA ROSA, Mortgage Consultant (NMLS# 219179)
~Si Hablo Espanol~
Financial Services professional with over 14 years experience.a0 With an extensive knowledge of credit and processing. Marketing professional. For over 10 years building business partnerships with customers and business partners. Jose can be reached at 708-364-5126 or email jdelarosa@rrhomeloans.com
SHAUN MCCAFFREY, Mortgage Consultant (NMLS# 216051)
Shaun has been with Real Estate Resource Home Loans for 5 years. He has lived in Lemont for 42 years. He is very familiar with the surrounding areas. Shaun specializes in Hard to Place Loans. He can be reached direct at 708-364-5116 or via email smccaffrey@rrhomeloans.com
MICHAEL FORREST, Senior Mortgage Consultant. (NMLS# 226292) Mike can be reached direct at 708-364-5129, Fax: 708-645-9999 or via email mforrest@rrhomeloans.com
MATT OZARK, Mortgage Consultant. (NMLS# 232777) Matt can be reached at 708-645-8888, Fax: 708-645-9999 or via email matt.ozark@comcast.net
MICHAEL CAVOTO, President. (NMLS# 133199) Michael can be reached at 708-364-5135, Fax: 708-645-9999 or via email cavotochicago@aol.com
STEVE PALLOTTO, President. (NMLS# 226271) Steve can be reached at 708-364-5136, Fax: 708-645-9999 or via email spallotto@rrhomeloans.com
DIANE ZIMMERMAN, Loan Originator. (NMLS# 228795) Diane can be reached at 708-364-5141, Fax: 708-645-9999 or via email dianezimmm@aol.com
DAVID GROTH, Senior Mortgage Broker. (NMLS# 359267) David can be reached at 708-364-5119, Fax: 708-645-9999 or via email davidcgroth@gmail.com
KATE FRITZ-STEMPNIAK, Senior Loan Officer. (NMLS# 254706) Kate can be reached via cell at 708-525-2737, Fax: 815-927-6528 or via email kstempniak@rrhomeloans.com
I’ve been a mortgage industry professional since 2002 and have worked in retail, wholesale and underwriting. I’m licensed in both IL and IN. As a Mortgage Broker at Real Estate Resource, I work with a diverse client base and take a lot of pride in learning each owner and buyer’s specific needs in order to provide the mortgage to best suit the situation. I work in both residential and commerical real estate financing.
ROBERT MURRAY, Loan Officer. (NMLS# 226440) Robert can be reached via at 708-364-5112, Fax: 708-645-9999 or via email rrhomeloans@aol.com
RICH FAIRFIELD, Loan Officer. (NMLS# 225496) Rich can be reachd via cell at 708-364-5112, Fax: 708-645-9999 or via email rfairfield@rrhomeloans.com
CHRISTIN ALFORD, Operations Manager. (NMLS# 212510) Christin can be reached at 708-364-5111, Fax: 708-645-9999 or via email calford@rrhomeloans.com
RENNIE UTLAK, Office Manager. Rennie can be reached at 708-364-5154, Fax: 708-645-9999 or via email rutlak@rrhomeloans.com
BRIDGET MACK, Loan Processor. Bridget can be reached at 708-364-5118, Fax: 708-645-9999 or via email bmack@rrhomeloans.com
NIKKI LANDIS, Loan Processor. Nikki can be reached at 708-364-5101, Fax: 708-645-9999 or via email nlandis@rrhomeloans.com


